Consumer Cards

How to Send a Bank Wire Transfer with Your Credit Card Using Wise
How to Send a Bank Wire Transfer with Your Credit Card Using Wise

Today, sending money is easier and faster than ever before, especially thanks to online banking platforms that facilitate wire transfers. A wire transfer is a banking transaction initiated through a bank, authorizing it to wire money from one account to another. Several methods are available to help wire money, including using a credit card to...

Feb 10, 2024
Government Help With Credit Card Bills in Florida and Texas
Government Help With Credit Card Bills in Florida and Texas

Credit card debt often feels like it sneaks up on you, and before you know it, you find yourself struggling to make the minimum payments and get those balances down to a manageable amount. Know you are not alone. During the summer of 2023, credit card usage soared to a new milestone, with balances across...

Dec 06, 2023
Credit Card Spending Limits by Income and Top High Limit Credit Cards
Credit Card Spending Limits by Income and Top High Limit Credit Cards

Though income is an important factor, other factors, including credit history, length of credit, and debt to income (DTI), are considered when establishing a credit limit. Most credit card lenders look at your estimated DTI, giving higher limits to those with a DTI below 36 percent. A low DTI and a high income can unlock...

Nov 03, 2023
Government Help Programs for Credit Card Debt (The 2024 Guide)
Government Help Programs for Credit Card Debt (The 2024 Guide)

By the fourth quarter of 2020, credit card debt reached $820 billion. Though the total amount of debt fell from the previous seven years, it has increasingly become more challenging for consumers to pay more than the minimum monthly payment. For example, it would take a household more than 25 years to pay off credit card debt by...

Feb 11, 2024
10 Credit Cards that You Can Use Right Away this 2023
10 Credit Cards that You Can Use Right Away this 2023

Sometimes, credit cards can be a lifesaver when it comes to handling major expenses that your bank account can’t cover at the moment. But what do you do if you find yourself in such a situation without a credit card ready to go? While you can always apply for a new credit card online at...

Oct 25, 2023
Credit Cards with The Highest Cash Advance Limits this 2023
Credit Cards with The Highest Cash Advance Limits this 2023

If you find yourself in a bind and need cash right away, then your credit card may be able to help. Most issuers allow customers to use their cards to borrow cash up to a certain limit. Just be aware that credit card cash advances are often very pricey. They may come with additional...

Aug 29, 2023
Citibank Credit Cards with Airport Lounge Access
Citibank Credit Cards with Airport Lounge Access

Let’s face it, a trip to the airport isn’t always the most relaxing experience. But Citibank cards with lounge access have historically offered customers the chance to escape to plush lounges in airports around the world. Who wouldn’t want to trade in the noisy crowds and uncomfortable seating for a chance to relax in luxurious lounges designed...

Jun 16, 2023
Best Credit Cards With Rental Car Insurance 2023 [And How To Use them Right]
Best Credit Cards With Rental Car Insurance 2023 [And How To Use them Right]

While rental car companies are notorious for attempting to sell clients insurance coverage, there may be a better option. There are certain credit cards that cover car rental protection. Join us as we answer common questions about how such coverage works and break down the best credit cards that cover rental car insurance. Some credit card companies...

Sep 26, 2023
How Many AmEx Cards Can You Have?[Check These Rules First]
How Many AmEx Cards Can You Have?[Check These Rules First]

American Express (Amex) is known for being particularly generous when it comes to things like credit card rewards programs and welcome bonuses. So generous, in fact, that some new users might have a hard time figuring out which card to choose. While Amex’s card comparison tool makes it easy to compare various card offerings, you may...

Oct 24, 2023
Best Credit Cards that Pull TransUnion
Best Credit Cards that Pull TransUnion

Various information goes into establishing your credit score with Transunion, a credit bureau used by many credit card and loan companies to determine credit worthiness of consumers. First, a credit score summarizes your credit history, considering factors such as the type of accounts, how many accounts you have, if you pay your bills on time, current...

Sep 01, 2023
Best Credit Cards that Pull Equifax
Best Credit Cards that Pull Equifax

Credit reports maintain a record of a person’s credit history, including identifying personal information. When applying for any credit, the credit card or loan company can check your credit with Equifax, Experian, or TransUnion. Credit reports also list existing credit information, including credit card accounts, mortgages, car loans, and student loans. The credit score on Equifax is...

Oct 21, 2023
Best Credit Cards That Pull Experian Only
Best Credit Cards That Pull Experian Only

Companies will most likely conduct a credit check on consumers looking to open a credit card or receive a loan. Credit cards that pull Experian credit reports look for the information listed from your other creditors, including banks, auto finance companies, and credit card issuers, to determine your creditworthiness. The credit bureau does not have any say in...

May 15, 2023
How to Get a 700-750 Credit Score in 3 to 6 Months? (Read this Guide)
How to Get a 700-750 Credit Score in 3 to 6 Months? (Read this Guide)

Most Americans suffer from a low credit score, which has several negative effects, including higher interest rates and the inability to get unsecured loans/credit. According to Experian.com, the average credit score in the United States in 2021 was 714, which falls within the average credit scores for moderate to middle-income individuals. Average credit score brackets, according...

Sep 13, 2023
The Easiest Credit Cards to Get For Immigrants (No SSN or Credit Score Required)
The Easiest Credit Cards to Get For Immigrants (No SSN or Credit Score Required)

America is indeed the land of opportunity, and thousands of immigrants come to the US every year to fulfill their version of the American dream. Many of these individuals left successful careers in their home countries or are students. Still, they all find that without a social security number (SSN), applying for a new...

Sep 04, 2023
The Top Cashback Credit Cards in 2023
The Top Cashback Credit Cards in 2023

Nowadays, it's too convenient to have a credit card or two on hand when you're out to make a purchase or want something online. They've become especially appealing to shoppers who are careful only to spend what they can afford, make a lot of purchases, and are interested in getting some of that money back...

Sep 02, 2023
Best Personal Loan for Credit Card Debt Consolidation
Best Personal Loan for Credit Card Debt Consolidation

Are you one of the 191 million Americans with credit card debt? If so, debt consolidation might be the right choice for you. A debt consolidation loan is a personal loan used to pay off high-interest debt. It's a simplified way to combine multiple credit card balances into one single payment. Here's what you should...

Nov 27, 2023